Discover everything you need for your security company to be 100% insured.
At Alertis Brok – V80 we carry out an analysis of your business and we will adapt the coverage to each of your needs.
LIABILITY INSURANCE FOR PRIVATE SECURITY COMPANIES
Civil liability insurance for security companies is contracted due to legal requirements (According to Law 5/2014 of April 4, article 19).
WE COVER CLAIMS FOR THEFT AND YOUR DEFENSE
Security companies are required to:
Documentation accrediting the signing of a civil liability insurance contract, endorsement or other financial guarantee contracted with a duly authorized entity, in order to cover, up to the amount of the limits established in the annex. of this regulation, civil liability for damage to persons or property that may arise from the exploitation of the activity or activities for which the company is authorized. The insured amounts will depend on the activity object of the contract according to the ANNEX of the same law that we summarize later.
ACCIDENT INSURANCE AGREEMENT FOR PRIVATE SECURITY COMPANIES
The insurance agreement for security companies, as established in article 48, in its chapter VIII, according to the resolution of December 29, 2021 Security Companies for the year 2022.
You will be able to insure each and every one of the workers that appear in TC2, both self-employed and self-employed.
GUARANTEES FOR PRIVATE SECURITY COMPANIES
In accordance with Royal Decree-Law 8/2007 of September 14, those companies that operate in the surveillance and security sector must constitute a guarantee before the General Directorate of the Police to respond to the obligations derived from their own activity. Said guarantee is necessary to be able to obtain the authorization to start its operation.
In this way, surety insurance is constituted as one of the mandatory insurances for private security companies along with civil liability. Failure to comply with this requirement may lead to the imposition of sanctions and even the cessation of the activity.
As regards the guaranteed amount, this is established by the private security regulations and ultimately depends on the scope of action of the company. Depending on its scope (local, regional or state), the mandatory insured capital can be €12,020.24, €48,080.97 or €240,404.84.
It is important to mention that although this surety insurance is generally provided at the beginning of the activity, it is also possible to use it to replace the bank guarantee that could have been constituted as a guarantee, allowing CIRBE to be released and improving the ability to obtain financing.
